Plan Details

Not all coverage is the right coverage.

Your healthcare coverage is important to us. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. This summary will help you understand your plan and its coverage.


Summary of Medical Benefits

$1,000 Plan

In-Network

Out-of-Network

Calendar Year Deductible

Individual

Individual Under Family

Family

 

$1,000

$1,000

$3,000

 

$7,500

$7,500

$22,500

Out-of-Pocket Maximum

Individual

Individual Under Family

Family

 

$4,250

$4,250

$8,500

 

$15,000

$15,000

$30,000

Preventive Care Services

No Charge

50%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

First Three Visits: No Charge, then 25%*

First Three Visits: No Charge, then 25%*

25%*

 

50%*

50%*

50%*

Urgent Care Services

First Three Visits: No Charge, then 25%*

First Three Visits: No Charge, then 25%*

Complex Imaging: MRI/CT/PET Scans

25%*

50%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

25%*

25%*

 

50%*

50%*

Outpatient Procedures

Facility Fee

Physician Fee

 

25%*

25%*

 

50%*

50%*

Emergency Room

Emergency Medical Transportation

25%*

25%*

25%*

25%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

25%*

First Three Visits: No Charge, then 25%*

 

50%*

50%*

Prescription Drug Coverage

Preventive

Generic

Preferred Brand

Non-Preferred Brand

Specialty Drugs

Retail 30 Day Supply

No Charge

$15 Copay

$60 Copay

$150 Copay

25% Coinsurance up to $500

Mail Order 90 Day Supply

No Charge

$45 Copay

$180 Copay

$450 Copay

Not Covered

NOTE: * Coinsurance after deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

$3,500 Plan

In-Network

Out-of-Network

Deductible

Individual

Individual Under Family

Family

 

$3,500

$3,500

$7,000

 

$13,000

$13,000

$26,000

Out-of-Pocket Maximum

Individual

Individual Under Family

Family

 

$3,500

$3,500

$7,000

 

$20,000

$20,000

$40,000

Preventive Care Services

No Charge

50%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

0%*

0%*

0%*

 

50%*

50%*

50%*

Urgent Care Services

0%*

50%*

Complex Imaging: MRI/CT/PET Scans

0%*

50%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

0%*

0%*

 

50%*

50%*

Outpatient Procedures

Facility Fee

Physician Fee

 

0%*

0%*

 

50%*

50%*

Emergency Room

Emergency Medical Transportation

0%*

0%*

0%*

0%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

0%*

0%*

 

50%*

50%*

Prescription Drug Coverage

Preventive

Expanded Preventive - Generic

Expanded Preventive - Preferred Brand

Generic

Preferred Brand

Non-Preferred Brand

Specialty Drugs

Retail 30 Day Supply

No Charge

$15 Copay

$60 Copay

0%*

0%*

0%*

0%*

Mail Order 90 Day Supply

No Charge

$45 Copay

$180 Copay

0%*

0%*

0%*

Not Covered

NOTE: * Coinsurance after deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 


If you prefer talking with a HealthEZ representative, call 844-675-5773